Homeowners Insurance in and around Mount Sterling
Protect what's important from the unexpected.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
Home Sweet Home Starts With State Farm
With your home insured by State Farm, you never have to be anxious. We can help you make sure that in the event of damage from the unpredictable hail storm or vandalism, you have the coverage you need.
Protect what's important from the unexpected.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Homeowners Insurance You Can Trust
State Farm Agent Donna Payne is ready to help you navigate life’s troubles with dependable coverage for your home insurance needs. Such personalized service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If mishaps occur, Donna Payne can help you submit your claim. Find your home sweet home with State Farm!
Mount Sterling, KY, it's time to open the door to dependable protection for your home. State Farm agent Donna Payne is here to assist you in understanding the policy that's right for you. Call or email today!
Have More Questions About Homeowners Insurance?
Call Donna at (859) 498-5498 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
What you need to know about replacement cost vs market value
What you need to know about replacement cost vs market value
Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.
Pros and cons of metal roofs for your home
Pros and cons of metal roofs for your home
The benefits of a metal roof may outweigh traditional asphalt shingles, especially when you consider a metal roof lifespan.

Donna Payne
State Farm® Insurance AgentSimple Insights®
What you need to know about replacement cost vs market value
What you need to know about replacement cost vs market value
Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.
Pros and cons of metal roofs for your home
Pros and cons of metal roofs for your home
The benefits of a metal roof may outweigh traditional asphalt shingles, especially when you consider a metal roof lifespan.