Homeowners Insurance in and around Mount Sterling
Protect what's important from the unexpected.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
Home Sweet Home Starts With State Farm
New home. New memories. State Farm homeowners insurance. They go hand in hand. And not only can State Farm help insure your home in case of windstorm or ice storm, but it can also be beneficial in specific legal situations. If someone were to hold you financially accountable if they had an accident in your home, the right homeowners insurance may be able to cover the cost.
Protect what's important from the unexpected.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Homeowners Insurance You Can Trust
That’s why your friends and neighbors in Mount Sterling turn to State Farm Agent Donna Payne. Donna Payne can help you understand your liabilities and help you make sure your bases are covered.
There's nothing better than a clean house and protection with State Farm that is commited and value-driven. Make sure your home is insured by contacting Donna Payne today!
Have More Questions About Homeowners Insurance?
Call Donna at (859) 498-5498 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
What you need to know about replacement cost vs market value
What you need to know about replacement cost vs market value
Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.
Pros and cons of metal roofs for your home
Pros and cons of metal roofs for your home
The benefits of a metal roof may outweigh traditional asphalt shingles, especially when you consider a metal roof lifespan.

Donna Payne
State Farm® Insurance AgentSimple Insights®
What you need to know about replacement cost vs market value
What you need to know about replacement cost vs market value
Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.
Pros and cons of metal roofs for your home
Pros and cons of metal roofs for your home
The benefits of a metal roof may outweigh traditional asphalt shingles, especially when you consider a metal roof lifespan.